Financial Wellbeing
Building Financial Wellbeing for a Meaningful Longevity
At CENIE, we understand that a long life is not merely a longer one—it’s a freer, more conscious life with greater decision-making power.
That’s why, as part of our commitment to people’s wellbeing, we approach financial health as a vital dimension of a fulfilling life. Alongside physical and mental health, financial wellbeing enables us to sustain life projects, broaden horizons, and build autonomy throughout every stage of life.
With this vision in mind, we developed the study “Financial Health: Our Decisions and the Future”, a pioneering piece of research that explores how financial capability is formed and which behaviours can be strengthened to achieve sufficient financial health in a context of longer lives.
The study identifies six key goals for consolidating financial wellbeing across the lifespan:
- Daily money management
- Handling emergencies without financial impact
- Short- and medium-term goals
- Financial flexibility
- Long-term goals
- Smart debt
Based on this analysis, we’ve created a ten-point action plan to encourage healthier financial behaviours—especially in preparation for retirement. This plan goes beyond technical advice: it invites us to imagine a longevity where financial decisions reinforce autonomy, wellbeing, and personal purpose.
Read the full report to explore the findings, recommended actions, and tools designed to enhance financial capability throughout life.
As part of this commitment, Professor Nicholas Barr from the London School of Economics offers a vital reflection on one of the major challenges facing ageing societies: why don’t we work for longer?
In his series of articles for CENIE, Barr examines the economic, social, and behavioural reasons why many people retire earlier than necessary—and how public policy and personal choices can support a more flexible, fair, and sustainable retirement. His analysis blends academic rigour with accessible insight, helping us understand that working longer isn’t just about economics—it’s about freedom, health, and a sense of purpose.
Access Nicholas Barr’s full article and discover how his proposals help reimagine the relationship between longevity, work, and financial wellbeing.
You can also continue learning for free through our online courses, designed for anyone who wants to build a meaningful longevity:
